week7 Is pet insurance worth it?

Have you ever heard about a pet insurance? If you have a pet, will you buy insurance for your dog?  Most people maybe say NOT! Dimperio is a women live in U.S, her trouble dog Lola always “damage” her wallet. Dimperio says that for her and her oft-injured dog insurance was unequivocally the right choice.

 

Let’s see Lola’s story, think about if you are Dimperio will you think dog insurance is worth. Lola is a pit bull mix, has a knack for getting hurt. Her first big problem — eating part of a Frisbee — resulted in surgery. The $1,000 bill prompted Dimperio to look into pet insurance. More than two years after signing up for the $25 amonth premiums, she says it paid off. When Lola blew out a ligament in her leg chasing a ball, Dimperio was told the dog would need “extensive, intensive surgery.” The charge was $6,000. Dimperio of Madison, Wisconsin, ended up paying $1,000 out of pocket. A few months later, the same injury happened when the dog was playing a game of hide-and-seek. This round of surgery cost $1,000. Her cost: $200.

 

Dr. Justine Lee suggest that says pet owners have a variety of factors to consider before making a decision about getting insurance. The best value for the insurance is when something catastrophic happens, but she cautions that it is vital to understand what is excluded. That can include pre-existing conditions, which often also means any known congenital problems, including hip dysplasia that is common to a wide variety of dog breeds — including  bulldogs, pugs, golden retrievers and German shepherds.

 

reference: http://blogs.reuters.com/reuters-money/2011/10/07/is-pet-insurance-worth-it/

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